I’ve written about finding the best travel insurance a ton over the years. That is for emergencies on the road, with the idea that if something really bad happens, you’ll go home and take care of it. After all, trips usually have a start and end date.

But being a digital nomad or remote worker is a different thing. When you are roaming the world without an end date and need prescriptions and regular checkups, normal travel insurance won’t really do.

If you’re considering the transition to working remotely abroad or becoming a digital nomad, it’s important to know your options.

What to Look for in Travel Insurance for Digital Nomads

Digital nomads need to make sure their travel insurance plan doesn’t just cover emergencies. They need a plan that also includes routine medical coverage (more on that later).

First, though, I’d make sure your policy has at least $100,000 USD in medical coverage. Such a high limit is important, because if you get sick or injured or need serious attention and have to seek professional care, you want to make sure your high hospital bills are covered. The worst thing you can do is go cheap and get a policy with a $50,000 USD coverage limit and then burn through it in an emergency, leaving you to potentially foot a bill in the tens of thousands of dollars.